Designed for two

Yours, Mine, and Ours

Not everything needs to be shared and not everything needs to stay separate. JoyFi lets you decide what is yours, what is theirs, and what belongs to both of you. You are in control of where that line sits.

Choose which accounts are shared and which stay personal.

Each partner sees exactly what they need to see and nothing more.

Full transparency on balances. Personal transactions stay private. A healthy financial relationship balances both.

Start alone or start together. Either way works.

A lot of couples find it easier to build the plan on their own first and show it to their partner once there is something concrete to look at. Start on your own, get the numbers in, and invite your partner when you are ready. Everything is editable and your partner can adjust their side when they join.

Send your partner an invite in seconds. They set up their own account and join your plan.

No more sharing passwords or logging into each other's accounts. Each partner has their own secure login.

Your partner can be set up and connected in under 10 minutes.

One shared view. Two sets of accounts.

Both partners' accounts in one place: your accounts, their accounts, and the ones you share together. See your combined net worth, how your shared plan is going, and where you each stand individually. One view that shows the whole picture without either of you losing sight of your own.

See your combined net worth and shared plan progress in one view.

Switch between your combined picture and your individual accounts at any time.

Stay on the same page about what you are building together, without giving up your individual financial independence.