Use code TOGETHER50 for 50% off your first year — limited time only.*
Start your financial journey together with 50% off your first year. Use code TOGETHER50 — limited time only.*
Plan together
Every couple starts somewhere. JoyFi helps you take the first step toward a plan that feels fair and clear.
Create your plan
Guided Plan Builder
Our guided setup walks you through your combined income, shared expenses, and goals to create a plan you both feel good about.
Guided setup that walks you through every step so you never feel lost.
Automatically calculates fair contributions based on your income and goals.
Make updates anytime as your situation changes. Your plan evolves with you.
Create a Shared Budget
Separate what’s yours, mine, and ours so both partners can contribute fairly without losing individual autonomy.
JoyFi helps you find a balance that feels right, whether you split things equally or based on income.
Build your shared budget around your real life, from bills and savings to future goals and the things you love doing together.
When your income, priorities, or plans shift, updating your shared budget takes just a few clicks.
Automatic Contribution Suggestions
JoyFi does the math for you, suggesting balanced contributions based on your chosen split method.
Pick a contribution method that fits your relationship: equal, proportional, or fully custom.
JoyFi breaks down exactly how much each partner contributes and what's left for personal spending.
As your life and finances change, your shared plan updates seamlessly to stay in sync.