Plan together
Every couple gets to the money conversation eventually. JoyFi helps you build a real plan before it gets complicated.
Create your plan
A plan built around your actual situation.
Answer a few questions about your incomes, your shared expenses, and what you are saving toward. JoyFi builds your shared financial plan automatically. No spreadsheets. No guessing what is fair.
Step-by-step guidance so neither of you has to figure it out alone.
Fair contributions calculated automatically based on your real incomes, not a generic formula.
Update your plan anytime. New job, raise, a change in expenses, or just testing out new scenarios.
Shared expenses. Personal spending. A clear line between both.
You each contribute toward the bills and goals you share. Whatever is left stays in your own account, yours to spend however you want. No check-ins. No justifying. No guilt.
Split contributions equally or based on income. Whatever feels fair for your situation.
Cover the things you share like rent, utilities, groceries, savings goals and keep the rest personal.
When something changes, update your plan in a few clicks. Your contributions recalculate automatically.
JoyFi does the math so you don’t have to argue about it.
Choose how you want to split things — equally, proportionally by income, or fully custom. JoyFi calculates exactly what each partner contributes and what is left for personal spending.
Three split methods to choose from: equal, proportional to income, or fully custom.
See a clear breakdown of what each partner puts in and what stays personal before you commit to anything.
When your incomes or expenses change, your contributions recalculate automatically. Your plan stays current without extra work.